Most people think of a pencil skirt as nothing more than business attire.  While it is true that a well-fitting pencil skirt is perfect for the office, it is also true that this essential wardrobe staple is quite versatile and can be dressed up or down.  My go-to pencil skirt is a grey cotton-blend, which makes it comfortable and chic, but virtually any pencil skirt will work well with these outfit ideas.

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1. All Business

Paired with a blazer, a pencil skirt creates , of course, the perfect business ensemble.

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2 & 3. Rock Out

Add a vintage rock tee or an edgy motorcycle jacket for some rock-n-roll flare.

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4. Denim

Tuck in a slim-fitting chambray top to look sleek and chic.

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5 & 6. Take the Heat

Tuck in a tank and add a cute belt and you have a hot look.

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7 & 8. Bundle Up

Cover up with a cute sweater, leggings and a pair of boots for those chilly days.

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9. Layer It

Layer a slightly shorter skirt over your pencil skirt for a cute and unique layering effect.

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10 & 11. In-Vest

Look cute and casual in a chambray vest layered over a colorful top.

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12. Take a Bow

Add a bright tunic and a unique belt.

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13 & 14 Button-up

Add a sleek button-up and a belt for an instant classic look.

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15. Slouchy Chic

A sheer, slouchy button-up creates a classy and unique look.

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16 & 17. Cute Cardigan

Pair your pencil skirt with a black tee and a cute cardigan.

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18. Plaid

Dress it down with a tied plaid shirt and a white tank.

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19 & 20 Multiple Tops

I layered multiple tops over my grey pencil skirt starting with a blue chambray shirt and a green faux-wrap top in the first picture and a navy blazer under a grey blazer-sweater in the second.